Product Manager | Payments & Cards
About the role
The Product Manager for Payments & Cards at Calamatta Cuschieri Moneybase plc will own the product vision and roadmap for the Payments & Cards portfolio, working in a cross-functional, agile environment. The role involves defining and shipping features to improve customer engagement, collaborating with internal teams (Risk, Compliance, Legal, Engineering, Design, Data), managing third-party relationships, and ensuring regulatory compliance. The Product Manager will also be responsible for team leadership, performance management, and maintaining a prioritized product backlog. The ideal candidate will have significant experience in product management within fintech or digital banking, with a strong understanding of card products and payment systems.
Must have
- Bachelor's degree in Business, Computer Science, Finance, Economics, or a related field; equivalent practical experience will also be considered
- 5+ years of product management experience, ideally within a digital bank, fintech, card issuer, or payments company
- Direct experience owning a card product (debit, credit, or prepaid) end-to-end, including working with card processors/issuers and scheme relationships (Visa/Mastercard) and payments vertical, including working with service providers
- Track record of shipping customer-facing features in a fast-paced, agile environment, with clear evidence of measurable impact (conversion, activation, NPS, revenue)
- Experience operating within a regulated environment, working alongside Risk, Compliance, and Legal teams on product decisions
- Experience working in a scale-up or high-growth fintech environment, comfortable with ambiguity and rapid iteration
- Strong product sense: ability to translate customer pain points and business goals into a clear, prioritised roadmap.
- Analytical and metrics-driven: comfortable interpreting data, and using it to make and defend product decisions.
- Deep understanding of card payment rails, authorisation flows, settlement, and the wider card issuing ecosystem as well as the payments landscape within the EU.
- Excellent stakeholder management and communication skills; able to influence engineering, design, risk, and leadership alike.
- Strong commercial acumen — understanding of interchange, unit economics, and how card products drive revenue and cost.
- User-centred mindset, with experience running user research, usability testing, or working closely with design teams.
- Comfortable operating autonomously, owning outcomes rather than outputs, in a culture that values speed and iteration over process.
- Familiarity with agile methodologies (Scrum/Kanban) and tools such as Jira, Linear, or similar.
Nice to have
- MBA or relevant postgraduate qualification is a plus, not a requirement
- Formal certification in product management (e.g. CSPO) is beneficial but not essential
- A background in software development would be considered an asset
- Knowledge of fraud prevention, dispute management, and chargeback processes is a strong advantage.
Technologies
- Agile
- Fintech
- Jira
- Kanban
- PCI DSS
- Ruby on Rails
- Scrum
- Usability Testing
- User Research
Highlights
The company offers comprehensive health insurance, fitness allowances, study leave, sponsorship for further studies, clear career progression, a performance bonus, and mental health support. All applications are treated confidentially. The company is HR certified and invests in employee development. No explicit application deadline or method is mentioned.
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